Credit card balances in serious delinquency of 90 days or more past due has surged to 13%.
This is the worst delinquency rate seen since peak distress in the Great Recession of 2008.
1 in 10 Americans are now in default on their credit card loans. https://t.co/r5TheijHMG
— Financelot (@FinanceLancelot) October 12, 2026
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